21st century

Car Insurance
Farmers Insurance Group of companies entirely owned 21 st Century Insurance, an American auto insurance company. Companies headquarter is in Wilmington, Delaware and offers auto insurance to the customer in Hawaii and California.
out of 599 user reviews

Insurance Coverage

Their overall ranking is 84 out of 100 and that ranking has made after comparing the financial stability, affordability and customer satisfaction status of the company.

21 st Century Car Insurance give most of the coverage for any kind of mishap of your car. Which includes road accident, theft or damage, coverage if damage during flood etc. You can get the 21 st Century car insurance quote from online for your convenience.

  • Like most of the other insurers, this cheap auto insurance company to offers the Bodily Injury Liability coverage amount of minimum $15,000 per person who is injured due to the insured car related accident, or $30,000 per accident caused by this car’s driver.
  • This company offers Property Damage Liability of an amount of minimum $5000 if the insured car is responsible for any road accident.
  • Uninsured Motorist Bodily Injury liability is given at a minimum amount of $15000 per injured person or $30,000 for each accident that is faced by the insured car but due to the negligence of an uninsured driver.

Likewise, the Uninsured Motorist Property Damage is fixed at a minimum amount of $3500 for the repairing expenses of the damaged car, in case the accident is occurred due to an uninsured or underinsured driver.

Coverage Options

Bodily Injury Liability: If you are legally caused by an accident and you have to pay for medical bills, income, suffering, pain or may be funeral charges also to the casualties, this policy will help you to get maximum coverage and  also helps you to get benefits in case of any court cost to protect you from any lawsuit.

Collision: In case your car gets a collision with another vehicle, this type of insurance policy covers your car damage. Even if it is your fault also, this type of policy helps you to get benefits on your car repairing. In case if it is not your fault during a collision, your insurance company will help you to get compensation from another driver for your car repairing.

Property Damage Liability: If you are responsible for any accident, you are also legally responsible for repairing other person's car or any kind of automobile or property. This policy helps you to get coverage for repairing the damaged car.

Comprehensive: In the case of any kind of damage caused by falling object, earthquake, vandalized, fires, storms, flood or theft, this coverage defend your loss. 

Uninsured Motorist Coverage: If you and any other passengers in your car get hit and injured by any other vehicle and if the driver or the owner of that vehicle is uninsured, this particular policy saves you.

Towing and Labor coverage: This particular 21 st Century Car Insurance policy covers your expenses for towing and labor cost during any kind of damage.


21 st Century Auto Insurance is most affordable one in the market. Due to its lesser premium value, it is very popular among people of America. It is considerably more affordable than any other car insurance available in the market. It also offers 8 special discounts on car insurance, for good students, safe drivers and much more. The affordability rating of the company is 5 out of 5.

Customer Satisfaction

Customer Satisfaction Rating: 
out of 599 user reviews

Each and every agent of 21 st Century car Insurance Company is knowledgeable and ready to help to their customer 24X7. If you are in deep trouble on the road at any time, you can call them and they will be by your side to help you out of the trouble.   You can ask your claim round the clock and the company offers exceptional claim service. In a positive work environment, company’s trained and specialized service staffs always try to offer fast & excellent service and quality assurance to the customer. You can always see the 21 st century car insurance reviews for your satisfaction. Their rating on this sector is 3.6 out of 5.

Survey Review Data:

Ease of Setup: 9.1/10

Premium Affordability: 9.9/10

Discount Satisfaction: 9.3/10

Customer service: 9.1/10

Claims Process: 9.0/10

Survey Review Data

Financial Stability

Financial Stability Rating: 
out of 599 user reviews

21 st Century auto insurance Company has a good financial stability in the market. It has almost $382 Billion asset which is quite good. The financial strength gives this company a high value in the market thus they gain a trust from the customer. As their asset is $ 382.0 billion, their ranking is 3.0 out of 5.

Contact Info

General Phone Number: 
Customer Service Phone: 

21st Century Insurance
3 Beaver Valley Road
Wilmington, DE 19803